![]() ![]() One of the best things you can do for yourself is take the time to get at least two or three quotes from different insurance companies. Note also that it’s often possible to get a lower cost per person if you sign up for a family health insurance plan - even if your family is just two people. If you’re retiring to Portugal and think your age might be an issue in getting medical insurance, look into an international insurer who can cover you as a resident of Portugal. One potential bump in the road: Some private health insurance companies in Portugal do not insure people over the age of 55 others stop coverage at age 65. The good news is, the cost of private health insurance in Portugal is relatively cheap when compared to health insurance plans offered in the US and northern Europe. Lifestyle or profession (for example, are you an extreme sports fanatic?)ĭepending on the benefits and deductibles in your plan, your price will move up and down.Medical history and pre-existing conditions.When you’re comparing insurance providers, your personal situation and health history are going to affect the cost of your policy.Īs you might expect, insurance providers in Portugal consider a number of factors, including: What’s the cost of health insurance in Portugal? However, with private health insurance, that care will likely cost a lot less. As we mentioned, anyone can be treated at a private hospital, whether you have private health insurance or not. Note: Don’t confuse private healthcare with private medical insurance. Most expats, as well as most working people in Portugal, sign up for private medical insurance. To strike a balance between cost and service, many people get private health insurance, which helps cover expenses at private healthcare facilities. The private medical facilities in Portugal offer better access to care - thanks to shorter wait times, for example - and that care comes at a premium price. Private healthcare is also available to everyone in Portugal. The SNS website is in Portuguese, but non-Portuguese speakers should take a look anyway it’s an important resource for healthcare information, including a search page to help you find doctors in your area. Public healthcare is managed by Portugal’s Ministry of Health, through the Serviço Nacional de Saúde (National Healthcare Service). In general, Portugal’s national public healthcare system is available to all citizens and residents of Portugal. Healthcare is complex, no matter where you are. You’re probably aware that in Portugal, you have two healthcare systems available: public and private. Public versus private healthcare in Portugal: The basics And we discuss the importance of travel insurance here. We talk more about visa insurance in this article. Visa insurance, also called international health insurance or expat insurance, is a little different from both of these. Health insurance in Portugal is different than basic travel insurance. If you’re visiting Portugal, you can still see a doctor if you’re sick or hurt during vacation you’ll just have to pay for treatment.Īs a tourist, you should always have travel medical insurance in case of emergencies. And if you’re moving to Portugal from the US, you’ll need to show proof of insurance in order to apply for your visa. If you’ve ever waited for an appointment in Portugal’s public healthcare system, that alone will make private medical insurance seem like a bargain. You’ll have faster access to doctors - even specialists or surgeons. With health insurance, the benefits for expats or long-term visitors almost always outweigh the costs. Why should I have health insurance in Portugal? Not sure how to compare and choose the right medical insurance in Portugal? Read on for some vital tips before you sign up. Yes, the country has a solid public healthcare system - but private health insurance in Portugal is something you need to seriously consider as well. Considering a move to Portugal? For anyone planning to live long-term in Portugal, medical insurance is a must. ![]()
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